Employee Voluntary Benefits

A comprehensive employee benefits package is a powerful magnet for attracting and retaining the best employees. Whether or not you offer a group health plan, you can work with licensed Paychex Insurance Agency Representatives to select voluntary benefits that will:

  • Greatly expand your benefits offerings at little or no cost to you.
  • Allow employees to choose the benefits that meet their needs.
  • Often help employees secure individual life and disability coverage regardless of medical histories, due to simplified underwriting requirementsVoluntary benefits tend to attract fewer employees than group insurance as a whole, and those people are more likely to have a pre-existing medical condition that makes them riskier to cover. So to encourage more low-risk individuals to join the plan, insurance companies loosen the underwriting requirements for voluntary benefits policies..

Ongoing Support

After your voluntary benefits plan is in place and you've set up your employee premium deductions, we continue to support you with services that include:

Coverage Options

Short-Term Disability Insurance

This replaces partial income if an employee becomes disabled, due to a covered accident or sickness, for a period ranging from three to twenty-four months.

Life Insurance

We'll discuss TermOffers level or annual death benefits and guaranteed rates, as well as level or annual premium payment periods, and is guaranteed renewable. and Permanent LifeProvides an opportunity to build cash value, and coverage can last a lifetime. plans with you, and help you select the type of plan that fits your needs best.

Dental and Vision Insurance

Beyond medical insurance, dental and vision insurance are popular coverage options for employees — helping insure them against some of America's most common health problems.

Accident Insurance

Provides indemnity benefitsThe carrier will pay a cash benefit in the case of a qualified accident that leaves you or an employee unable to work. for on-and off-the-job, or off-job-only accidents.

Hospital Indemnity and Critical Illness

Beyond your company's health insurance plan, you can offer employees specific coverage for cancer treatments, out-of-pocket expenses associated with home health care, and other supplemental health insuranceAn indemnity-based plan with benefits payable as a lump-sum or flat benefits amount for a covered hospital stay or covered outpatient surgery..

Free Insurance Quote

View general quotes and plan comparisons through eHealthInsurance, then call us at 877-393-8868 for a more detailed look at your options, quotes, and underwriting requirementsCarriers will evaluate certain information to determine whether you are classified as a standard or sub-standard risk. This has a direct positive or negative effect on your insurance premium., courtesy of a licensed Paychex Insurance Agency Representative.

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