Business Insurance

Paychex Insurance Agency gives you more control over protecting your business. We make it easier and less intimidating to select the right coverage, so you'll know that your business is properly insured.

Business Owner's Policy (BOP)

A Business Owner's Policy combines coverage for standard property and liability insurance risks into one convenient package — making it especially suitable for small businesses.

Business Overhead Expense (BOE)

You've worked hard to make your business a success. If you ever become completely disabled, BOE insurance helps keep your business running smoothly by reimbursing you for eligible expenses.

Employment Practices Liability Insurance (EPLI)

Safeguard your business from the nation's fastest growing work-related lawsuits, including discrimination, sexual harassment, wrongful termination, and other workplace exposures.

Commercial Auto Insurance

Whether your business relies on one vehicle or a corporate fleet, our licensed insurance agents make it easy to obtain the commercial auto coverage you need.

Umbrella Coverage

Effectively extend the limits on your general business liability, commercial auto coverage, and other business insurance with a single umbrella policy.

Specific Business Coverage

As an independent insurance agency, we can also help you understand what coverage you may need beyond federally mandated business coverage and package plans. Call us at 877-393-8868 to speak with a licensed representative and review your options.

  • New York and New Jersey Disability Insurance
    Paychex Insurance Agency has the knowledge and experience to help your business meet the specific requirements of New York State's Disability Benefits Law and New Jersey's Temporary Disability Benefits Law. Disability insurance protects workers who become injured or ill due to non-work related circumstances, as opposed to workers' compensation insurance, which provides benefits to workers who become injured or ill as a result of their jobs.
  • Professional Liability
    Protect your livelihood from claims of negligence, errors, or omissions with a professional liability policy through Paychex Insurance Agency.
  • Director and Officer Liability
    Large businesses can add director and officer liability insurance to protect high-ranking employees from financial losses due to federal and state regulatory litigation, shareholder class actions, and other lawsuits related to their position within the company.
  • Crime Bond
    Protect your business from employee fraud and dishonesty resulting in the loss of money, securities, or property.
  • ERISA Bonds
    Paychex Insurance Agency can help you apply for an ERISA BondThe Employee Retirement Income Security Act (ERISA) requires that a bond be in place that covers the fiduciary for at least 10 percent of the amount of each plan offered. This protects participants and their beneficiaries from losses due to fraud., required by federal law for businesses that offer a 401(k) or other types of benefit plans.

Related Service

Workers' Compensation Payment Service